Thursday, October 3, 2019

Another year, another update: Job Changes

Since my last post in 2018, I've changed jobs (from Market of Choice to Consumer Cellular to UNEMPLOYED)

I started working at Market of Choice on July 2, 2017. My original position there was as a kitchen clerk, then I switched to being a dishwasher, and my final position was as an apprentice clerk.

On August 26th 2019 I started training for a position with Consumer Cellular while still working at Market of Choice. My last day at Market of Choice was September 2, 2019.

I worked two weeks straight between the two jobs, and the apprentice clerk job involved anywhere from 19000 to 24000 steps per day. I was flat out exhausted and actually am still recovering from that experience.

Consumer Cellular turned out to not be a good fit for me, and I quit in lieu of being fired (my last day there was September 19, 2019).

While I wouldn't recommend quitting a job (without notice) without having another job lined up, I feel like I did what I had to do for my own sanity. I was sick every day either at work, before work, or after work.

I've had one interview since quitting and have several irons in the fire job-wise.

Another year, another update (10/3/2019): Mother passed away

To think I used to update this blog on a daily basis, then it was updated on a weekly basis (then a monthly basis) and now I'm lucky if I update it once a year.

In my defense the last two years (2018 and all of 2019) have been very interesting (IRL).

My mother passed away in late November 2018 and her passing has caused some serious changes in my life (mostly good).

I did not expect to inherit anything from my mother other than physical stuff such as her stereo, rolltop desk, etc.

Technically I did not inherit any money (when she wrote her first will, she was very mad at me so I was left $1000.00--and nothing if I chose to dispute the will). When she wrote second will I was left nothing at all, and ditto for the third will. The third will was judged to be inapplicable for whatever reason, so the second will (wherein she left her money to two of her friends) was the one that was judged to be her true last will and testament.

In that second will, again I was left zero, zip, nada, nothing. However, in late February/ early March of 2019 I received a request from my mother's friends for my address. At that point since I did not know that I had been left nothing--the last time my mother and I had talked about her will I was still in said will--I assumed I would be getting a check for $1000.00

I got a check all right but it was for way more than just $1000.00 (although I would be have been incredibly grateful had I gotten a check for any amount!!)

I was pretty sure I was going to be receiving a check so I haunted the mailbox in the clubhouse for a few days and yes indeed approximately 4-5 days after the request for my address I received a letter and a check from my mother's friends.

This check was for EIGHTEEN THOUSAND DOLLARS!! First I had to reread the check about 10 times to make sure I wasn't hallucinating the amount (I kept saying there are too many zeroes on this check)

. Then I blurted out HOLY FUCKING SHIT in front of god and everybody (actually there was only one person in the clubhouse at the time, and he just laughed at me!!)

It turned out that my mother had thirty thousand dollars left when she passed away (I was very surprised that there was anything left because she was the queen of poormouthing!!). According to her she was broke beyond belief. LOL.

There were bills that had to be paid from the thirty thousand -- she had spent a month in adult foster care, there were charges from the hospital, and she wanted to tithe to her church as well.

I was in such shock I had to go to the next-door neighbors house to decompress and calm down!!

The first two things I did with the money were paying off my back due space rent for my mobile home and my back due property taxes; together those items took slightly over twelve thousand dollars. My landlord said that he'd had to listen to my request for a payoff quote several times (I'd had to leave a message for him) to make sure I was actually saying what he thought I was saying. Similarly, Deschutes County Tax Assessors asked me if I had sold my house.

After the two major financial stresses in my life were removed, I hired a cleaning lady to come in 3 hours a day every two or three weeks. I'd allowed my house to become a total disaster area after my last roommate left (she was a self-proclaimed neat freak who ripped on me all the time about my slob tendencies, never mind that she didn't vacuum the bedroom she rented from me even once in 13 months).

I bought a 52" inch television as well but haven't taken the time to get it set up. Another purchase was a new laptop as I write books (mystery novels, some erotica, and some non-fiction) and I needed a laptop that didn't crash all the time).

I got some needed work done on the car I purchased in August 2018 (replaced tire sensors, oil change, etc)

I bought an Instant Pot on clearance at WalMart so I could start cooking more (that hasn't happened yet but it will).

I bought a new garbage disposal and had it installed, now my sink doesn't leak (the old garbage disposal had rotted clear through at the top, no I am not joking, you could see daylight through it!!, the sink leaked, and the dishwasher never got used because it backed up onto the countertops).

Sunday, September 30, 2018

Yearly Update (9/30/2018)

This is going to sound like a broken record, LOL, but I hadn't even realized until this week that I hadn't updated my blog or my home page () in over a year.

In my defense, it has been an eventful year starting out with surgery to remove an anal cyst last September and continuing craziness through as recently as August 20 of this year.

Good stuff that happened:

1) Got a $2.00 an hour raise at work earlier this year.

2) Bought a car on August 20, 2018 (candy apple red 2009 Pontiac G5 with a whole lot of bells and whistles). The car makes it easier and much more convenient to get to work every day, particularly on the two days per week that I work a morning shift.

3) Switched from salad bar to dish pit at work, this has decreased pain and stiffness in my hands.

4) Had a yard sale in June and made $60.00 (put everything that didn't sell in the yard sale on the free table at the clubhouse, as yard sales are way too much work for 'only' $60.00).

5) While getting ready for the yard sale, found a murder mystery that I was writing 20 years ago (going to complete it and get it published.

6) Using Amazon gift certificates that I earned (mostly from surveys) I've purchased a Kindle Fire HD and a Fitbit over the last year).

6) Have been able to pay most bills myself and haven't needed food boxes (by most bills, I mean I have a lot of unpaid medical bills because my insurance doesn't cover a lot of stuff or only covers half of what is charged--or less).

7) I can afford internet access at home which makes life a little easier in terms of keeping in touch with family and friends as well as applying for jobs.

8) I brought my A1C from 8.7 to 6.8 and am continuing to deal with my diabetes fairly well.

9) I finally gave up and bought a new swimsuit so that I can start working out at Juniper Swim and Fitness

Bad stuff that happened:

1) Had my yearly bout of bronchitis in February and missed nearly a month of work (had no insurance at all for March because where I work you have to work a certain number of hours per month to keep your insurance).

2) The same day I bought my car I slipped on my kitchen floor because it was wet and did the splits. My left leg went one way, my right leg went the other way, and my right foot slid under the dishwasher. We are still not sure what ripped open my big toe on my right foot, but it sure did a bang up job of it. The gash was about 2 inches long and 1/8 inch deep, hurt like blue blazes, and bled like a stuck pig. I spent 4 hours in the emergency room at St Charles getting the wound cleaned. Also had to get a tetanus shot as well as two stitches and I missed close to 4 days of work because the toe just hurt so bad all the time.

3) Locked myself out of my car and the locksmith cost $108.00. I've never had a car before that locks itself again after you shut the door (and the keys were on the front seat). I learned to keep the keys with me, and to keep the doors open and/or unlocked.

4) The trigger finger that developed in my right ring finger has gotten to the point that I will probably be having surgery in October or November 2018. The steroid shots simply don't work on a long term basis.

Monday, September 18, 2017

**Surgery Not Covered By Insurance**

Go Fund Me often breaks frames, so this blog post is my way of getting around the frame-breaking.

https://www.gofundme.com/surgerynotcovered

** possibly somewhat misleading as insurance may cover PART of the costs for removal of an anal cyst on September 1, 2017**

I had surgery to remove an anal cyst on 9/1/2017. The surgery was uneventful and healing was quick. However, because it took two months to get a referral (from my doctors office) for this surgery, my health insurance through Regence Blue Cross/ Blue Shield lapsed. My new insurance through my new job (which I started on July 2) was effective on 9/1/2017 BUT....and this is a big BUT...there is a $1000.00 deductible which I had no way of reaching considering the insurance kicked in the exact same day I had the surgery.

I have given my new insurance information to all three providers (anesthesia, surgeon, and hospital)

I got the bill today for the anesthesia. $963.00, and it doesn't say whether that is before or after submitting to my insurance company.

The cost from the surgeons' office is $700.00

I haven't received the hospital bill yet (and truthfully it's the least of my worries as St Charles Medical System is very good with working with financial problems--ie when I was admitted in 2006 with pulmonary emboli my entire hospital bill was waived).

There are two issues right now.

1) Will my insurance cover any of this? There was no pre-authorization from Providence (my new insurance provider) because at the time the surgery was scheduled I was still covered by Regence Blue Cross/Blue Shield

2) Again, if my Providence plan does cover the surgery and related costs, there is a $1000.00 deductible which I had no hope of reaching since the surgery was on the same day that my Providence insurance became effective.

There are probably co-pays as well.

In short that means that I will have to pay at least $1000.00 out of pocket for a surgery that would have been partially covered (IF NOT FULLY COVERED) by my Blue Cross/Blue Shield insurance up until 8/31/17.

TIMING IS EVERYTHING, and hindsight is always 20/20.

The reason that I am trying to raise $5000.00 instead of just the $1000.00 that I know for sure will be my responsibility is 1) the co-pays that may be required and 2) as stated above, my current insurance may not cover ANY of the costs incurred due to the surgery not being pre-authorized.

https://www.gofundme.com/surgerynotcovered

Thursday, August 3, 2017

Update Update Read All About It (Giggle)

It's been almost 4 months since I updated this blog.

Part of the reason is that I just don't have much time for PTR these days -- or surveys, or apps, or traffic exchanges, or safelists, or paid to click, or or, LOL --so I am not clicking, surfing, etc nearly as much as I used to (no clickie, no surfie, no surveys, no submitting upgraded ads, no this, no that, no the other thing equals no money, or at least not as much as I was making online--which was still peanuts compared to what I make offline!)

Many of my posts are saying "this site has paid me this much" or "I am waiting at this site for this much for this long" or "this site hasn't paid me in forever" and when you aren't very active you aren't reaching payout very often so there's nothing to post.

I actually started to do one of those "who has paid me in blah blah blah" posts a few days ago and realized that it would take me literally hours to retrieve all the information since I haven't updated consistently since 2016. I literally said the hell with this I have better things to do LOL and shut down the page.

. I do still enjoy clicking/surfing, and I really LOVE taking surveys--but I work full time now and my job is very physically demanding. By the time I get home every night (anywhere from 9:45 pm to 10:30 pm) I have generally walked anywhere from 9600 to 12000 steps and all I want to do is have my dinner, pet my cats, and go to sleep.

I bought a Kindle recently with Amazon gift certificates that I earned doing PTR, surveys, etc and I do a bit of clicking on my breaks/lunch 1/2 hour at work but not enough to make payout very often anywhere.

July was yet another month of not submitting my upgraded ads--here's hoping that August will be different since I now have money to spend on upgrades and affiliate pages.

That's another change in my life -- I am finally making decent money (well, decent for this area) around $2000.00 per month before taxes. There's a trade-off though in that I don't have the time or energy to be on the computer all the time.

Once I evicted my roommate (more on that later) there was no internet access at home, and the three hours of computer access per day at the library didn't really give me much time to click (oh let's be honest here I'd rather play games on Facebook, LOL).

The potential roommate evaporated into thin air when we discovered that she was allergic to my cats, and I decided NO MORE ROOMMATES EVER unless and until I get a significant other.

I'm also trying really hard to get healthy -- walking a lot (used the rest of the Amazon gift certificates for a FitBit which I am actually using), taking the stairs instead of the elevator 9 times out of 10, eating 'better for me' food (have given up soda--it's been 33 days--and ice cream--22 days--completely, cut way down on chocolate), eating regular meals not waiting all day and then pigging out.

Sunday, April 23, 2017

Where I am Waiting For Payout (April 2017)--LINK GRAND

Only one site that hasn't paid me, and that's probably a first for this blog.

Link Grand. I requested $5.00 on 1/3/2017, it's now 4/23/2017, so almost 4 months. Yes I've contacted the owner twice and tried today (TWICE) to contact him again BUT a funny thing happened on the way to the contact (see below)

This site can’t be reached support.linkgrand.com refused to connect. Search Google for support linkgrand ERR_CONNECTION_REFUSED

110 days and counting with no way to contact the owner. I also find it very odd that every time I close the page, I have to log back in, even if I've been gone from the page less than 30 seconds.

Being a lifetime premium member is all well and good, BUT if I can't get paid and can't contact the owner, the upgrade is pretty much worthless except for the fact that I earn twice what a free member does for each click. Earning 2x is all well and good, but if you can't get paid, and can't contact the program owner, and can't reverse the payout request, it's worth less than Monopoly money!!

Who has Paid Me in April 2017

Amazon Gift Cards:

Paid Viewpoint: $15.09
Expert Outpost: $5.00
Cross Media Panel: $10.00
You Gov: $15.00
Opinion Square: $5.00
Pinecone Research: $6.00

Total Amazon Gift Cards: $56.09

PayPal:

No PayPal payments in April

Payza:

No Payza payments in April

Total received in April: $56.09
Total Offline Income in April (as of April 23, 2017): $694.14 (less than I usually make, because there's an active garnishment that has taken $248.63 so far this month, so total offline income would be $942.77)

Thursday, March 16, 2017

Thanks For Your Patience With Me, Gail

So I have a bad case of IDIOT today combined with severe RABBIT BRAIN.

What is RABBIT BRAIN, you ask? RABBIT BRAIN is when my mind hops from one thing to another without stopping for breath. It also doesn't understand half of what it is seeing, because it's too busy hopping all over the damn place like a RABBIT with a bad speed habit!

Yesterday, I was convinced that the multi-site memberships at the Polar Bear Family of sites were the same price for SIX sites that they were for FIVE sites, and I asked the program owner to give me an upgrade in the sixth site for FREE (since I had paid for the five site upgrade back in December 2016)

Only problem with that plan is that the ad I was referencing didn't include the sixth site. I paid for a FIVE SITE upgrade, and I got a FIVE SITE upgrade. The program owner didn't owe me even one little thing but it took TWO DAYS for that to percolate through RABBIT BRAIN.

I'm going to try to slow down the brain a little. Turtle Brain, maybe? Better to be a bit slower in reading and then actually comprehending what I am reading? So, thanks for being patient with an IDIOT, Gail.

Wednesday, January 4, 2017

Where I am Waiting For Payout (January 2017)

Dream Mails: There are 1 requests in front of you. Your request for 2.50 Payza is 36 day(s) old.

Showcase PTR: There are 5 requests in front of you. Your request for 2.99 Payza is 59 day(s) old.

(Showcase is actually almost 4 months old because I had to re-request after the first program owner lost her PayPal account--I had been waiting for 58 days on the PayPal request and have now been waiting 59 days on the Payza request....new owner though so I am being patient for once in my life LOL).

Both paid

Who Paid Me in January 2017 (as of 1//9/2017)

Amazon Gift Cards:
Opinion Square: $25.00
Total Amazon Gift Cards: $25.00
Payza:
Showcase PTR: $3.00
Dream Mails: $2.50
Checks:
Survey Savvy: $65.00
Total Checks: $65.00
Total Online Income as of January 9 2017: $95.50
Total Offline Income as of January 5 2017: $432.07